Terms of Use
Effective Date: October 5, 2026
Welcome to the Western Assurance Associates website.
These Terms of Use govern your use of this website and the information, forms, links, and other content available through it.
By using this website, you agree to these Terms of Use. If you do not agree with these terms, please do not use the website.
About This Website
This website is operated by Western Assurance Associates, an independent insurance agency based in Albuquerque, New Mexico.
The information provided on this website is intended to help visitors learn about Western Assurance Associates, the types of insurance products we may assist with, and ways to contact our team.
Website content is provided for general informational purposes and is not intended to be a complete description of any insurance policy, coverage, exclusion, condition, limit, deductible, endorsement, or eligibility requirement.
Insurance Coverage Is Not Bound Through This Website
Submitting a quote request, contact form, email, or other communication through this website does not bind, change, extend, renew, or cancel insurance coverage.
Insurance coverage is not effective or altered unless and until it has been confirmed by an authorized representative of Western Assurance Associates and, where applicable, the insurance company providing the coverage.
Do not rely on a website form, email, voicemail, or other unconfirmed communication to make a time-sensitive change to your insurance coverage.
If you need assistance with an existing policy or a time-sensitive coverage matter, please contact Western Assurance Associates directly at (505) 492-1740.
Quotes and Insurance Applications
Any insurance quote, estimate, discussion, or information provided through or following use of this website is subject to additional information, underwriting requirements, eligibility criteria, insurance-company guidelines, policy terms, and applicable law.
A request for an insurance quote does not guarantee that coverage will be available or that a particular insurance company will offer coverage.
Premiums, limits, deductibles, eligibility, coverage options, and policy terms may change based on the information provided and the requirements of the applicable insurance company.
Insurance Information
Western Assurance Associates makes reasonable efforts to provide helpful and accurate general information about insurance products and coverage concepts.
However, insurance policies vary by insurance company, state, applicant, property, vehicle, business, and other underwriting factors.
Descriptions on this website are summaries only and are not intended to replace the terms, conditions, exclusions, endorsements, declarations, or other provisions of an actual insurance policy.
If there is any difference between information presented on this website and the terms of an insurance policy, the applicable policy documents and endorsements govern.
Our team can help you review and understand coverage options available for your situation.
Insurance Company and Product Availability
Western Assurance Associates is an independent insurance agency and works with multiple insurance companies and insurance markets.
Insurance companies, products, coverage options, and programs referenced on this website may not be available in every state or for every applicant, property, vehicle, or business.
Eligibility and availability are determined by the applicable insurance company and may change over time.
Displaying the name, trademark, or logo of an insurance company on this website does not guarantee that the company will offer coverage for a particular applicant or risk.
Third-Party Websites and Services
This website may contain links to third-party websites, including insurance-company websites, customer portals, claims resources, mapping services, social-media platforms, and other external services.
These links are provided for convenience.
Western Assurance Associates does not control third-party websites and is not responsible for their content, availability, security, privacy practices, or accuracy.
When you leave our website, the terms and privacy policies of the third-party website or service will apply.
Intellectual Property
Unless otherwise stated, the text, graphics, layout, design, branding, and other original content on this website are owned by or licensed to Western Assurance Associates and are protected by applicable intellectual-property laws.
You may view and use this website for personal and legitimate business purposes related to obtaining information about Western Assurance Associates or insurance services.
You may not copy, reproduce, modify, republish, distribute, sell, or commercially exploit original Western Assurance Associates website content without permission.
Insurance-company names, logos, trademarks, and other third-party marks displayed on this website remain the property of their respective owners.
Acceptable Use
You agree not to use this website in a way that is unlawful, fraudulent, harmful, disruptive, or intended to interfere with the website or its users.
You may not attempt to gain unauthorized access to the website, its systems, accounts, forms, data, or connected services.
You may not knowingly submit false, misleading, malicious, or fraudulent information through website forms.
Privacy
Information submitted through this website is handled in accordance with our Privacy Policy.
Information collected in connection with an insurance transaction may also be subject to additional insurance, financial-privacy, regulatory, or recordkeeping requirements.
Website Availability and Accuracy
Western Assurance Associates may update, modify, remove, or correct website content at any time.
Although we make reasonable efforts to keep the website accurate and available, we do not guarantee that all information will always be complete, current, error-free, or continuously available.
Website content should not be relied upon as a substitute for speaking directly with an authorized representative regarding your insurance needs or existing coverage.
Disclaimer of Warranties
To the extent permitted by applicable law, this website and its content are provided on an “as is” and “as available” basis.
Western Assurance Associates does not make warranties regarding uninterrupted website availability, the absence of technical errors, or the suitability of general website information for every individual insurance situation.
Nothing in these Terms of Use limits rights that cannot legally be waived or limited.
Limitation of Liability
To the extent permitted by applicable law, Western Assurance Associates will not be liable for losses arising solely from reliance on general website information, inability to access the website, use of third-party websites, or an assumption that insurance coverage was bound, changed, renewed, extended, or canceled through an unconfirmed website submission.
Nothing in these Terms of Use is intended to exclude or limit liability where such limitation is prohibited by law.
Changes to These Terms
Western Assurance Associates may update these Terms of Use from time to time to reflect changes to the website, our business practices, available services, or applicable requirements.
When these Terms are updated, the Effective Date shown at the top of this page will be revised.
Continued use of the website after updated Terms are posted constitutes acceptance of the revised Terms of Use.
Governing Law
These Terms of Use are governed by the laws of the State of New Mexico, subject to applicable federal law.
Contact Us
If you have questions about these Terms of Use, please contact:
Western Assurance Associates
6300 Montaño Rd NW # A
Albuquerque, NM 87120
Phone: (505) 492-1740
Email: info@westernassuranceassociates.com