Manufactured Home Insurance
Coverage designed
for the home you call yours.
Manufactured homes can have insurance needs that are different from those of a traditional site-built house. Having coverage designed for your type of home can make an important difference when the unexpected happens.
Based in Albuquerque, Western Assurance Associates serves clients throughout New Mexico, Texas, Colorado, and Arizona. Our team can help you explore insurance options for manufactured homes and understand what your policy is designed to protect. As an independent agency, we’ll take the time to learn about your home, property, and individual needs before helping you compare your options.
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Helps cover your manufactured home after a covered loss, subject to the terms of your policy.
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Helps protect furniture, clothing, electronics, appliances, and other personal property inside your home.
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Helps cover certain detached structures on your property, such as garages or sheds
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Helps protect you if you’re legally responsible for certain injuries to another person or damage to someone else’s property.
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Expenses Helps with certain extra living costs if a covered loss temporarily makes your home uninhabitable.
What can manufactured home insurance help protect?
Manufactured home insurance provides many of the same core protections as homeowners insurance, but in a policy designed for this type of property. Your exact coverage will depend on the home, policy, limits, deductibles, and options you choose.
What makes manufactured home coverage different?
Manufactured homes can have insurance considerations that differ from traditional site-built homes.
Age, construction, attached features, improvements, and location can all affect the coverage options available.
We’ll help you understand how the policy is designed around your specific property.
Own a mobile home? Learn about Mobile Home Insurance →
How much coverage does your home need?
The amount you paid for your home doesn’t always reflect what it could cost to repair or replace after a covered loss.
Size, age, construction, improvements, attached features, and the policy’s settlement method can all matter.
We’ll help you understand how your home is valued and what coverage limits make sense.
What if your manufactured home needs to be moved?
Moving a manufactured home can create risks that aren’t part of everyday homeownership.
Depending on the policy and insurance company, coverage during transportation may require a separate endorsement or other protection.
Talk with us before the home is moved so we can help you explore what coverage may be available.
Coverage designed around the home you own.
No two manufactured homes—or homeowners—are exactly alike.
At Western Assurance Associates, we’ll take the time to understand your property, explain your options clearly, and help you explore coverage that fits your home and your needs.